/* ==========================================================================
   Focus Financially — Shared Design System
   Static multi-page site. No build step.
   ========================================================================== */

/* ---- Design tokens ---- */
:root {
  --bg:            #0a0b0d;
  --bg-alt:        #101216;
  --surface:       #15181d;
  --surface-2:     #1b1f26;
  --border:        rgba(255, 255, 255, 0.09);
  --border-strong: rgba(255, 255, 255, 0.16);

  --text:          #f6f6f4;
  --text-muted:    #a7adb6;
  --text-dim:      #767c86;

  --accent:        #d9b46a;   /* brand gold (from logo) */
  --accent-600:    #c9a253;   /* darker gold — hover */
  --accent-700:    #ab8740;
  --gold:          #d9b46a;   /* secondary highlight (matches accent) */

  --radius:        16px;
  --radius-sm:     10px;
  --radius-pill:   999px;

  --maxw:          1180px;
  --gutter:        24px;

  --shadow:        0 18px 50px rgba(0, 0, 0, 0.45);
  --shadow-sm:     0 8px 24px rgba(0, 0, 0, 0.35);

  --ff-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  --t-fast: 0.18s ease;
  --t-med:  0.28s ease;
}

/* ---- Reset ---- */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--ff-sans);
  background-color: var(--bg);
  color: var(--text);
  line-height: 1.65;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ---- Layout helpers ---- */
.container {
  width: 100%;
  max-width: var(--maxw);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.section { padding: 96px 0; position: relative; }
.section--tight { padding: 64px 0; }
.section--alt { background: var(--bg-alt); }

.eyebrow {
  display: inline-block;
  font-size: 13px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 600;
  margin-bottom: 16px;
}

.section-head { max-width: 720px; margin-bottom: 48px; }
.section-head.center { margin-inline: auto; text-align: center; }

/* ---- Typography ---- */
h1, h2, h3, h4 { line-height: 1.15; font-weight: 700; letter-spacing: -0.015em; }

h1 { font-size: clamp(2.4rem, 5.5vw, 4.4rem); }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }

.lead { font-size: clamp(1.05rem, 1.6vw, 1.3rem); color: var(--text-muted); }
.muted { color: var(--text-muted); }
.text-accent { color: var(--accent); }
.gold { color: var(--gold); }

p + p { margin-top: 16px; }

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 600;
  font-size: 0.98rem;
  padding: 14px 26px;
  border-radius: var(--radius-pill);
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform var(--t-fast), background var(--t-fast), border-color var(--t-fast), color var(--t-fast);
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }

.btn--primary { background: var(--accent); color: #1a1408; }
.btn--primary:hover { background: var(--accent-600); }
/* keep dark button text legible inside the nav menu (beats .nav-links a) */
.nav-links a.btn--primary { color: #1a1408; }

.btn--ghost { background: transparent; color: var(--text); border-color: var(--border-strong); }
.btn--ghost:hover { border-color: var(--accent); color: var(--accent); }

.btn--block { width: 100%; }
.btn--lg { padding: 17px 34px; font-size: 1.05rem; }

/* ==========================================================================
   Header / Nav
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: rgba(10, 11, 13, 0.78);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: 72px;
}

.brand {
  display: flex;
  align-items: baseline;
  gap: 2px;
  font-weight: 700;
  font-size: 1.18rem;
  letter-spacing: -0.02em;
}
.brand .dot { color: var(--accent); }
.brand small { display: block; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
}
.nav-links a {
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  color: var(--text-muted);
  font-size: 0.96rem;
  font-weight: 500;
  transition: color var(--t-fast), background var(--t-fast);
}
.nav-links a:hover { color: var(--text); background: rgba(255,255,255,0.05); }
.nav-links a.active { color: var(--text); }
/* CTA button lives in .nav-cta on desktop; the in-menu copy shows only on mobile (re-enabled in the <=900px media query) */
.nav-links .btn { display: none; }
.nav-links a.active::after {
  content: "";
  display: block;
  height: 2px;
  width: 22px;
  margin: 4px auto 0;
  background: var(--accent);
  border-radius: 2px;
}

.nav-cta { display: flex; align-items: center; gap: 12px; }

.nav-toggle {
  display: none;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}
.nav-toggle span {
  display: block; width: 26px; height: 2px;
  background: var(--text); border-radius: 2px;
  transition: transform var(--t-fast), opacity var(--t-fast);
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 900px) {
  .nav-toggle { display: flex; }
  .nav-links {
    position: fixed;
    inset: 72px 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    background: var(--bg-alt);
    border-bottom: 1px solid var(--border);
    padding: 14px var(--gutter) 22px;
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: opacity var(--t-fast), transform var(--t-fast);
  }
  .nav-links.open { opacity: 1; transform: translateY(0); pointer-events: auto; }
  .nav-links a { padding: 14px; font-size: 1.05rem; }
  .nav-links a.active::after { margin: 4px 0 0; }
  .nav .nav-cta .btn { display: none; }
  .nav-links .btn { display: inline-flex; margin-top: 10px; }
}

/* ==========================================================================
   Hero (with fixed parallax bg)
   ========================================================================== */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  background-image:
    linear-gradient(rgba(8,9,11,0.82), rgba(8,9,11,0.92)),
    url("https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=2400&q=80");
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
}
.hero__inner { max-width: 760px; padding: 110px 0 90px; }
.hero h1 { margin-bottom: 22px; }
.hero .lead { margin-bottom: 36px; max-width: 600px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero__trust {
  margin-top: 44px;
  display: flex; flex-wrap: wrap; gap: 26px;
  color: var(--text-dim); font-size: 0.92rem;
}
.hero__trust span { display: inline-flex; align-items: center; gap: 8px; }
.hero__trust .tick { color: var(--accent); font-weight: 700; }

/* page hero (interior pages) */
.page-hero {
  padding: 120px 0 64px;
  border-bottom: 1px solid var(--border);
  background:
    radial-gradient(900px 360px at 15% -10%, rgba(217,180,106,0.14), transparent 70%),
    var(--bg);
}
.page-hero .breadcrumb { color: var(--text-dim); font-size: 0.88rem; margin-bottom: 18px; }
.page-hero .breadcrumb a:hover { color: var(--accent); }
.page-hero h1 { margin-bottom: 18px; }
.page-hero .lead { max-width: 660px; }

@media (max-width: 768px) {
  .hero { background-attachment: scroll; min-height: 80vh; }
}

/* ==========================================================================
   Cards / Grids
   ========================================================================== */
.grid { display: grid; gap: 22px; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 26px;
  transition: transform var(--t-med), border-color var(--t-med), background var(--t-med);
}
.card:hover { transform: translateY(-4px); border-color: var(--border-strong); background: var(--surface-2); }
.card .icon {
  width: 46px; height: 46px; border-radius: 12px;
  display: grid; place-items: center;
  background: rgba(217,180,106,0.12);
  color: var(--accent);
  font-size: 1.35rem; font-weight: 700;
  margin-bottom: 18px;
}
.card h3 { margin-bottom: 10px; }
.card p { color: var(--text-muted); font-size: 0.98rem; }
.card .card-link {
  display: inline-flex; align-items: center; gap: 6px;
  margin-top: 16px; color: var(--accent); font-weight: 600; font-size: 0.92rem;
}
.card .card-link:hover { gap: 10px; transition: gap var(--t-fast); }

/* stat band */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; text-align: center; }
.stat .num { font-size: clamp(2rem, 4vw, 3rem); font-weight: 700; color: var(--accent); }
.stat .label { color: var(--text-muted); font-size: 0.95rem; margin-top: 4px; }

/* feature/split */
.split { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 56px; align-items: center; }
.split img { border-radius: var(--radius); border: 1px solid var(--border); box-shadow: var(--shadow); }
.check-list li { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 14px; color: var(--text-muted); }
.check-list .tick { color: var(--accent); font-weight: 700; margin-top: 1px; }

/* process steps */
.steps { counter-reset: step; display: grid; gap: 22px; }
.steps.grid--4 { grid-template-columns: repeat(4, 1fr); }
.step {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 26px;
  position: relative;
}
.step::before {
  counter-increment: step;
  content: "0" counter(step);
  display: block;
  font-size: 1.6rem; font-weight: 700; color: var(--accent);
  margin-bottom: 14px;
}
.step h3 { margin-bottom: 8px; }
.step p { color: var(--text-muted); font-size: 0.96rem; }

/* detailed service block */
.service-block {
  scroll-margin-top: 90px;
  padding: 34px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}
.service-block h3 { margin-bottom: 12px; }
.service-block p { color: var(--text-muted); }

/* ==========================================================================
   FAQ accordion
   ========================================================================== */
.faq { max-width: 820px; margin-inline: auto; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  width: 100%;
  text-align: left;
  background: transparent;
  border: none;
  color: var(--text);
  font-size: 1.08rem;
  font-weight: 600;
  padding: 22px 44px 22px 0;
  cursor: pointer;
  position: relative;
}
.faq-q::after {
  content: "+";
  position: absolute; right: 4px; top: 50%; transform: translateY(-50%);
  font-size: 1.5rem; color: var(--accent); font-weight: 400;
  transition: transform var(--t-fast);
}
.faq-item.open .faq-q::after { transform: translateY(-50%) rotate(45deg); }
.faq-a {
  max-height: 0; overflow: hidden;
  transition: max-height var(--t-med);
  color: var(--text-muted);
}
.faq-a .faq-a-inner { padding: 0 0 22px; }

/* ==========================================================================
   CTA band
   ========================================================================== */
.cta-band {
  background:
    linear-gradient(120deg, rgba(217,180,106,0.16), rgba(217,180,106,0.06)),
    var(--surface);
  border: 1px solid var(--border-strong);
  border-radius: calc(var(--radius) + 6px);
  padding: 56px 48px;
  text-align: center;
}
.cta-band h2 { margin-bottom: 14px; }
.cta-band p { color: var(--text-muted); max-width: 560px; margin: 0 auto 28px; }
.cta-band .hero__actions { justify-content: center; }

/* ==========================================================================
   Forms
   ========================================================================== */
.form-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 34px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { margin-bottom: 16px; }
.field label { display: block; font-size: 0.88rem; color: var(--text-muted); margin-bottom: 7px; font-weight: 500; }
.field input,
.field select,
.field textarea {
  width: 100%;
  background: var(--bg);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-sm);
  color: var(--text);
  font: inherit;
  font-size: 0.98rem;
  padding: 13px 14px;
  transition: border-color var(--t-fast);
}
.field input:focus,
.field select:focus,
.field textarea:focus { outline: none; border-color: var(--accent); }
.field textarea { resize: vertical; min-height: 120px; }
.field--consent { display: flex; gap: 10px; align-items: flex-start; font-size: 0.86rem; color: var(--text-dim); }
.field--consent input { width: auto; margin-top: 3px; }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; width: 0; }

.form-status { margin-top: 14px; font-size: 0.92rem; min-height: 1.2em; }
.form-status.error { color: #ff8484; }
.form-status.success { color: var(--accent); }
.form-success {
  display: none;
  text-align: center;
  padding: 20px 0;
}
.form-success.show { display: block; }
.form-success .big { font-size: 2.4rem; color: var(--accent); margin-bottom: 10px; }

/* contact detail tiles */
.contact-tile { display: flex; gap: 14px; align-items: flex-start; margin-bottom: 22px; }
.contact-tile .ic {
  flex: none; width: 42px; height: 42px; border-radius: 11px;
  background: rgba(217,180,106,0.12); color: var(--accent);
  display: grid; place-items: center; font-size: 1.1rem;
}
.contact-tile .label { font-size: 0.82rem; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.08em; }
.contact-tile a, .contact-tile p { color: var(--text); font-weight: 500; }
.contact-tile a:hover { color: var(--accent); }

/* ==========================================================================
   Disclaimer / Footer
   ========================================================================== */
.disclaimer {
  background: var(--bg-alt);
  border-top: 1px solid var(--border);
  font-size: 0.84rem;
  color: var(--text-dim);
}
.disclaimer p { max-width: 1000px; }
.disclaimer p + p { margin-top: 10px; }

.site-footer {
  background: #07080a;
  border-top: 1px solid var(--border);
  padding: 64px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 44px;
}
.site-footer h4 { font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--text-dim); margin-bottom: 18px; }
.site-footer .brand { margin-bottom: 14px; }
.site-footer p { color: var(--text-muted); font-size: 0.92rem; }
.footer-nav li { margin-bottom: 11px; }
.footer-nav a { color: var(--text-muted); font-size: 0.94rem; }
.footer-nav a:hover { color: var(--accent); }
.footer-social { display: flex; gap: 12px; margin-top: 16px; }
.footer-social a {
  width: 38px; height: 38px; border-radius: 10px;
  border: 1px solid var(--border-strong);
  display: grid; place-items: center; color: var(--text-muted);
  font-size: 0.8rem; font-weight: 600;
  transition: color var(--t-fast), border-color var(--t-fast);
}
.footer-social a:hover { color: var(--accent); border-color: var(--accent); }

.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: 24px;
  display: flex; flex-wrap: wrap; gap: 12px;
  justify-content: space-between; align-items: center;
  color: var(--text-dim); font-size: 0.86rem;
}
.footer-bottom .credit a { color: var(--text-muted); font-weight: 600; }
.footer-bottom .credit a:hover { color: var(--accent); }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 900px) {
  .grid--3, .grid--4, .stats, .steps.grid--4 { grid-template-columns: repeat(2, 1fr); }
  .split { grid-template-columns: 1fr; gap: 32px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
}
@media (max-width: 600px) {
  .section { padding: 64px 0; }
  .grid--3, .grid--4, .stats, .grid--2, .steps.grid--4 { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cta-band { padding: 40px 24px; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero__actions .btn { flex: 1 1 auto; }
}

/* reduced motion */
@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; transition: none !important; }
}